Insurance by the Pound?

When involved in an accident, larger vehicles usually cause more damage to other vehicles and the passengers in them than standard-sized cars do. A few auto insurance carriers are beginning to recognize this fact of highway life and have started to boost liability premiums on SUVs and pickup trucks to reflect the higher risk. The flipside: If you don't drive an SUV or pickup and your auto insurance carrier doesn't charge owners of bigger vehicles higher premiums, you may be overpaying for your liability coverage. Among the auto insurers that recognize that smaller vehicles pose less liability risk are Geico (, Allstate (, and Progressive (