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The New SECURE Act Helps People Save More for Retirement

January 28, 2020


There's new options and capability for creating retirement income—a good thing because Social Security benefits may be skimpier in the future.

Annuity Exchanges, Full or Partial, Boost Flexibility without Creating Taxes

October 07, 2019


1035 exchanges let you trade up for a better annuity or trade-in unneeded life insurance.

Income Annuities Provide Invaluable Longevity Insurance but Are Still Underused

August 23, 2019


One way to ensure you have enough money saved up after your career is over comes in the form of a deferred income annuity.

Annuity Puts Time on Your Side

July 19, 2019


Retirement often seems far off until one day it isn't. Help make planning easier by looking into the best type of annuity for you.

8% on a Fixed Annuity? Don't Believe It

June 21, 2019


Ads touting 8% guarantees are misleading, though not quite false. Real rates around 4% range are attractive enough and much more reliable.

You Need an Asset Allocation Plan Even More in a Bull Market

May 31, 2019


It’s tempting to overinvest in stocks today, but everyone needs some safe footing. For part of your safe-money portion, fixed annuities can offer guarantees, higher rates, and tax deferral.

Pension or Lump Sum? Compare Payouts and Options Before You Decide

March 22, 2019


It's hard to look at guaranteed lifetime payments from a company pension plan and think that might not work for you. Yet in some cases that is the case, as every finical situation is unique. So, make sure to weigh all of your options before you decide between a pension or a lump sum IRA.

Is Your Practice a Good Fit for a Cash Balance Retirement Plan?

March 15, 2019


Cash Balance plans can provide an alternative to your retirement savings plans for you and any employees in your practice. However, make sure your practice is the right fit for this plan before jumping in.

How A Cash Balance Plan Can Turbo-Charge Your 401(k) Plans

March 01, 2019


Saving for your retirement can take many different forms and there are more ways than putting money away to turbocharge your 401(k) plan.

Leaving a Legacy: An Income Annuity Is Foolproof, Guaranteed, and Tax-Advantaged

February 25, 2019


Income annuities won't only provide a good nest egg for you and your family, they'll also help you leave a legacy behind for your family as well. Read on to find out how.