If you're wondering why propertyinsurance premiums keep going up, arecent survey by the consulting firmAccenture may provide part of theanswer. Padding the value of damagedor lost items when filing aninsurance claim is "quite acceptable,"8% of those responding to thesurvey say, and another 16% say thatit's "somewhat acceptable." Morethan 1 in 10 thought it was all rightto submit a claim for items thatweren't lost or personal injuries thatnever happened. And even thoughthese figures indicate that there's abig majority of honest policyholders,a much larger percentage, 40% ofrespondents, say they would probablynot report anyone who committedinsurance fraud. Asked why peopledoctor insurance claims, almosthalf say it's because they can get awaywith it.