Driving in heavy traffic is nerve-wrackingenough without having towatch out for crooks who want to involveyou in an accident and make yourinsurance company pay. A common two-carmaneuver is to position a car closelyin front of yours and then have a secondcar pull in front of the first car. The carin front of you slams on the brakes andyou rear-end it. Never tailgate andwatch the road ahead for potential problems.Also, be leery of cars with severalpassengers under this scenarioâ€”scammershave found they can make moremoney with multiple claims. Alwaysreport an auto accident, even a minorone, to police, and carry a disposablecamera in your car to record damage.