The rush to refinance home mortgagesmay make financial news headlines,but there are also other ways to save onloan costs. Consumers are flocking to re-finance auto loans, for example, knockinginterest rates down as low as 4.79%.By year-end, auto refinancings are expectedto hit 565,000, close to twice thenumber in 2001. Unlike a refinancedhome mortgage, which can cost you bigbucks in points and closing costs, refinancing an auto loan usually costs nomore than the $15 or $20 you pay yourstate's motor vehicle department to registerthe new lender. You can often obtainan auto loan refinance through yourlocal AAA (www.aaa.com) or your bankor credit union. If you're comfortabledoing business online, try Capital OneAuto Finance (www.capitaloneautofinance.com) or E-Loan (www.eloan.com).