After You're Gone

You may have your estate plans ingood shape, but if you don't let familymembers in on the details, they will haveto figure out your wishes after you die.That's a situation that could easily leadto confusion and even family discord.A list that includes bank and brokeraccount numbers, insurance policyinformation, and computer passwordsto access online financial data is essential.You should also include informationon where to find important documentslike your will and powers ofattorney. Your Family Records Organizer,a CD available from Kiplinger's(800-280-7165; www.kiplinger.com/organizer), can help you getorganized with all your importantestate data in 1 place.