REBALANCE ANYHOW

The bear market in stocks is insharp contrast to the bull market inbonds. Shell-shocked physician investorsmay be averse to sellingthose bonds in favor of buyingstocks, but Wall Street mavens suggestthat it's the smart thing to do.Maintaining your original assetallocation formula by unloadingbonds and putting money into equitiescan position you for a marketupturn and cushion you against adownturn in the bond market if theeconomy starts to heat up. If you'renot sure what your asset allocationshould be, talk to a financial advisorto set up a formula that wiselydivides your assets among stocks,bonds, and cash.