Are You Financially Fit?

Ask yourself these 5 questions to determine if you're in good financial condition:

1. Do you keep sound financial records?

2. Do you make wise use of available credit and debt instruments?

3. Do you place at least 10% of your total earnings in savings?

4. Do you maximize contributions to your retirement savings plans?

5. Do you place a majority of your investments in growth instruments?

If you answered "no"to more than 2 of these questions, you probably have or will face some serious financial problems.