The maximum amount of FederalDeposit Insurance Corporation(FDIC) insurance is $100,000 per bankaccount. For a saver with a seven-figurenest egg, that can make it toughto get the entire amount under theFDIC umbrella. If you'd rather notopen multiple accounts to get fullFDIC protection, find out if your bankoffers the CD Account Registry Service(CDARS). With CDARS, your cash isspread among several different banksto qualify for full FDIC insurance, butit shows up as just a single account atyour home bank. Interest ratesfrom CDARS may be higher than regularCDs. To see which banks offerCDARS, call 866-776-6426, or visitwww.cdars.com.