Big Car, Big Premiums?

Tip:

Insurance companies have beenslow to catch on to the fact that biggervehicles cause more damage whenthey're involved in an accident. If youbuy liability coverage from an insurancecompany that doesn't recognizethis fact, you're going to pay the samerates as all other insureds, whether youdrive a subcompact or a sport-utilityvehicle. If you drive a standard car, youare, in effect, subsidizing the insurancecosts of those who drive pickup trucksand SUVs. If you don't own anSUV or a pickup, look for an insurancecompany like Geico (www.geico.com),Progressive (www.progressive.com), orAllstate (www.allstate.com) that setslower liability rates for smaller vehicles.