Are you a physician who doesn't havea clue about developing a family budget?You're not alone. To get started, contactSelf-Counsel Press (877-877-6490; www.self-counsel.com), the nation's oldestprovider of plain language self-helpbooks about finances, law, and smallbusiness for a copy of their new SimplyEssential Personal Budgeting Kit. Thekit comes with all the necessary formsand tips to help young doctors create aworkable budget, set realistic financialgoals, trim spending, pay down debt,and save and invest. The budget bookletand disk costs $11.95. Self-Counsel alsooffers books on clear planning for familyrecords, funerals, disasters, weddings,and home moving.