Fund Fundamentals

Even with all the bad press aboutmutual funds going around, physician-investorsshould know that they still representa solid growth opportunity, if handledproperly. To come out a winner, justfollow these basic principles of mutualfund investing:

• Buy cheap; low-cost funds won'teat up your profits.
• Put the maximum allowed into tax-deferredaccounts.
• Buy and hold.
• Diversify; don't put your whole nestegg in one asset class.
• Invest automatically. Have a setamount taken from your bank accountevery month.