Whether it's the current ruckus overmutual fund ethics or just an attempt tofind healthier returns, the wealthy arescaling down the assets they hold inmutual funds. According to a survey bythe consulting firm Spectrem Group,only 6% of the assets of those worth $5million or more were in mutual funds,down from 11% in 2001. The only assetclasses that came in lower were stockoptions and restricted stocks. Wealthyinvestors, according to the survey, areturning to managed accounts for betterreturns, or to CDs for an extra margin ofsafety. Individual stocks also grew inpopularity among the rich, accountingfor 31% of their total assets, up from26% two years ago.