Estate Plans Revisited

Physicians who recognize the implicationsof the increased estate taxexemption have gone back to the drawingboard to retool their estate plansand take advantage of the tax changes.While you're talking to your estateplanner, look into some nontax aspectsof your will too. If you haven't takenthe time to review your will lately, makesure your choices of a guardian for yourminor children and an executor foryour estate are still available. Alsocheck that you have up-to-date beneficiary forms for your retirement accountsand insurance policies. Yourestate documents should be stored in asafe place (but not a safe-deposit box)and should include a list of addressesand phone numbers for your banker,broker, insurance agent, accountant,and attorney.