Free Credit Report?

You know you should check yourcredit report regularly for any suspiciousactivity, but you don't like paying the $9fee that the credit reporting agenciescharge. Now Congress is poised to eliminatethat stumbling block. Federal lawmakersare looking at legislation thatwould allow you to have free access toyour report from any of the nation's bigreporting agencies—Experian (888-397-3742; www.experian.com), Equifax(800-685-1111; www.equifax.com), orTransUnion (800-888-4213; www.transunion.com). Note: Residents of somestates, like Georgia and New Jersey, arealready allowed 1 free report a yearunder state law. You can also get a freereport if you've been denied credit.Check the reporting agency's Web site tosee if you're eligible.