Many US workers who were lookingforward to early retirement during thestock market's bull run have now decidedthat working longer is part of their retirementplan. According to a study forAARP, a combination of stock marketwoes and low yields on CDs and moneymarket accounts is causing potentialretirees to think about postponing theirretirement date until they reach age 70, oreven later. The study shows that 45% ofthose questioned plan to stay on the jobpast age 70, with more than half of thosesetting a quit date between ages 70 and80. The rest, however, think they will stillbe working into their 80s. The reasonmost often given for remaining in thework force is the need to supplementincome from shrunken retirement accountsor to replace assets that werewiped out in the stock market meltdown.