If you'd like to put an end to paying abroker's commission, dividend reinvestmentplans (DRIPs) and direct purchaseplans (DPPs) may be for you. These planslet you buy stock directly from thousandsof top-tier companies like IBM, Johnson& Johnson, and ExxonMobil. Oneknock on DRIPs and DPPs, however, isthe complex paperwork needed to keepyour cost basis straight. Keepthe stocks you buy through DRIPs andDPPs in an IRA. Since any money youtake out of an IRA is taxed as ordinaryincome, the cost basis becomes a nonissue.DRIPs and DPPs aren't all the same,though. Many come with steep initialinvestments, and there are a variety offeesâ€”not all with an IRA option. Beforeyou get going, check out DRIPs and DPPsat www.netstockdirect.com, www.dripcentral.com, www.sharebuilder.com, orwww.directinvesting.com.