After years of price wars, the big3 long distance carriers, AT&T,WorldCom, and Sprint, have thrownin the towel and are raising rates onlong distance calls. It may be time toswitch to a new carrier. A good placeto compare rates is on the Web. Trywww.abtolls.com or www.lowermybills.com for a quick analysis of thevarious long distance plans availablein your area. A prepaid phone cardmay be the cheapest way to goâ€”youcan buy one at shopping clubs likeSam's Club, Costco, and BJ's for aslittle as 3.1 cents a minute. The savingscome at a cost in convenience,though; to place a call, you have todial an 800 number, then enter a 12-digit pin number and the numberyou're calling.