Funds for Retirement

Physician's Money Digest, February15 2003, Volume 10, Issue 3


An increase in life expectancy means a longer and more active retirement, and a physician's investment strategy should reflect this. Even in these crazy stock market times, a sound rule of thumb is to take 80% of your age and put no more than that percentage of your portfolio in bonds and other conservative investments, with the rest in stocks or stock funds. A 45-year-old physician would have almost two thirds of their portfolio in stock investments. According to , the following 5 mutual funds have all topped the S&P 500's 11.9% average annual return since its inception 26 years ago: