WHERE WAS THE BROKER?

With the Dow down to around8500, it may be hard to believe thatless than 2 short years ago, it stood atan all-time high. Back then, manystockbrokers thought the market wasgoing even higher, and were advisingtheir clients to hop on the bandwagonbefore it left without them.Obviously, time has proven thesemarket mavens wrong. If you're consideringa new broker, find out whatthe firm was saying about the marketback in 1999 and whether it wasgood advice in the light of what'shappened since. Many brokers publishnewsletters that make it easy totrack past recommendations.