Dear Dr. Brown,
I thoroughly enjoyed your editor's note in the January 2006 issue about stock ownership. I myself took my time getting into the stock game, afraid that I wouldn't pick the right investment vehicle. Now I've learned through years of experience never to trust a "hot tip" and stick with the proven winners over the long term. I have a lot of friends who were financially humbled by jumping on the bandwagon of a flash in the pan stock. I appreciate you pointing out to your readers the importance of diversification in your portfolio.