|Articles|September 16, 2008

April30 2003
Volume 10
Issue 8

HOW MUCH LIFE?

Physician'sMoney Digest

How much life insurance do youneed? Most experts agree that 5 to 7times your annual income is a goodbeginning. For average readers, that's nearly$1.5 million in life insurance. Butthat's only a starting point; you needto analyze your own lifestyle andassets to come up with the insurancefigure that best fits you. If you haveseveral young children, you may needmore insurance than if you havefewer or no dependents. If you'reolder with a flush retirement account,you may need less insuranceor none at all. Term life makes moresense for younger doctors than wholelife policies, because you get a biggerbenefit for your buck. Check outinsurance company ratings with A.M.Best (908-439-2200; www.ambest.com) or Weiss Ratings (800-291-8545; www.weissratings.com).

Articles in this issue

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Portfolio CHECK-UP

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Don't Delay, Start Saving for Retirement

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Gain Perspective on Variable Annuities

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Docs Miss the $ Boat-Again

over 17 years ago

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Establish E-communication with Patients

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Enjoy E-mail Paydays for Consultations

over 17 years ago

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Confront HIPAA as a Former Soviet Would

over 17 years ago

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Take Steps to Avoid IRS' Audit Dragnet

over 17 years ago

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Take Fiscal Advice from a Fellow Doctor

over 17 years ago

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Doc's Stocks Current Standings

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