When your income as a physician isyour family's primary source of financialsecurity, you know that you need lifeinsurance to protect them from a fiscalcrisis if you die. What doctors may overlookis the need for life insurance protectionfor a stay-at-home spouse. Don'tconsider it a maudlin issue. A spousewho's in charge of the many choresinvolved in maintaining a home, includingchild care, is performing a variety ofvital tasks for free that would cost youtens of thousands of dollars if you had topay someone to do them. Consider thatthought the next time you sit down withan agent to review your insurance needs.