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If you're the only employee in yourmedical practice, it might pay to look intoa solo 401(k) plan, which can give youhigher contribution limits and moreflexibility than other tax-advantagedretirement plans. As the employer, youcan contribute up to 25% of your compensationinto a solo 401(k), and kick inanother $13,000 as the employee, up toa combined maximum of $41,000. Ifyou're over age 50, you can add another$3000 in catch-up contributions.With a solo 401(k), you can also borrowfrom the plan, which you usually can'tdo with other retirement plans, such assimplified employee pension IRA andKeogh plans. For a list of financial firmsthat offer solo 401(k) plans, contact the401khelpcenter.com (503-705-9548).