Physician's Money Digest
About twothirds of readers don't have a will, despite anaverage net worth of $1.1 million. Ifyou die without a will, the courts get todecide where the assets in your estatego, which may not coincide with whatyou would like. Solving the problemmay cost some dollars, but it's wellworth the price. Depending on howcomplex they are and where you live,wills for you and your spouse, alongwith living wills and durable powers ofattorney, will run from $500 to $2000.Simple wills can be drawn up using softwarelike Quicken WillMaker Plus (800-728-3555; www.nolo.com; CD, $50;download, $40). Just don't expect to beable to change the preset language.