Many students beginning theircollege years are easy prey for creditcard pitches. While most studentcredit cards come with sky-high interestrates, the Chase Platinum Master-Card for students (800-648-4833;www.chase.com/studentcard) offersan introductory rate of just 5.99% forthe first 6 months and prime plus9.99% after that. At current rates,that works out to 13.99%, which iscompetitive with the national average.The student's credit line starts at$500 and is capped at $4000, with noannual fee. Students earnpoints for each dollar they spend,which they can redeem at stores likeStarbucks and the Gap. For moreinformation on credit card deals, goto CardRatings.com.