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Different strokes for differentfolks—that's online banking in a nutshell.Many banks let you pay yourbills electronically for free, and thereare lots of customers who enjoy thetime and stamp money they save byusing these services. Others maywant the control that comes withwriting checks and the paper recordof payments that checks provide, butthey still appreciate the convenienceof being able to view account balancesonline and see which checkshave cleared. Transferring funds from1 account to another online is also asnap and eliminates a time-consumingtrip to the bank.