A growing number of credit cardcompanies are suspending or denyingaccess to honest cardholders'accounts, making up the "insult rate"associated with credit card companies'endeavors to stop fraudulentcard use. In a relatively successfulcampaign to crack down on fraudulentcard claims, some credit cardissuers deny more than 100 legitimatecharges for every fraudulent 1they prohibit. gas buyingbinges, power shopping,spending abroad, using a card thathas been inactive for an extendedperiod, or using a card in differenttime zones in 1 day. To alleviate thisembarrassing situation, card companiessuggest carrying more than 1card, or calling before any unusualspending activity. Also, try calling thecard company on the spot to verify afrozen purchase.